We Convert Declined HVAC Applications Into Cash

Financing for your Credit Challenged Customers

Finance and Insurance Systems created a Finance Model specifically for HVAC dealers, to finance 40% – 60% of our credit-challenged customers with FICO scores as low as 600.

Why you Need Secondary Financing

Primary lenders approve 30% of submitted applications and decline credit challenge customers.  Our HVAC Finance Model approves 40% – 60% of the turn downs.

As of October 2014, the average FICO score in the United States were around 630, while the median score was close to 720. In Texas 623.

Sign Up Now:

  • Business Information

  • Contact Person